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Normally, payment plans are never allowed in cryonics because it's not ethical to remove a patient from liquid nitrogen and cause the additional inevitable severe damage. But… things might be changing. If we have strong evidence of adequate fixation and cryoprotection, and if ITS is used, then subzero cooling might be completely reversible. Warming in the case of financial difficulties might have no ethical baggage attached to it at all. This means that YES, we might finally be able to accept payment plans in certain specific situations. There are still a few risks, but they seem to be small, and the benefit to the patient of the subzero temperature seems to outweigh those risks.